What will health insurance prices look like in 2027?

How much will health insurance rise in 2027? It is one of the most frequent questions at this time, especially after the sharp increases of recent years. The official premiums for 2027 have not yet been announced, but the first estimates already allow the scenario to be outlined.

Health insurance premiums 2027: what to expect

The forecasts currently available indicate an average premium increase of about 4.5–5% for Switzerland in 2027. This would be a further increase after the +4.4% recorded in 2026.

Premium growth is mainly linked to the evolution of healthcare costs, which have continued to rise in recent years. Contributing factors include population ageing, greater demand for healthcare services, new treatments and the evolution of medical tariffs.

It is important to remember, however, that this is a national average. The actual increase can be very different depending on the canton, the age of the insured person, the deductible, the insurance model and the chosen insurer.

Health insurance 2027 in Ticino

For those living in the canton of Ticino, the topic is particularly relevant. In 2026 premiums rose by an average of 7.1%, compared with 4.4% for the Swiss average. For adults the increase was 6.9%, while for young adults it reached 7.3%.

For 2027 there is not yet any specific official figure for Ticino. The available indications nevertheless suggest that insured people in Ticino too will have to prepare for a new increase, although its size may vary considerably from one situation to another.

When will the 2027 premiums be published?

The 2027 health insurance premiums will be officially announced by the Federal Office of Public Health towards the end of September. Only after publication will it be possible to know precisely the new premium and check how much your basic insurance will change.

For this reason, the right time to check your situation is precisely when the new premiums arrive: an increase does not necessarily mean that all alternatives have the same price.

With CassaOK you can compare the options available for your profile and get a personalised health insurance comparison. Enter your details, check the available possibilities and find out whether there are interesting alternatives for your situation in 2027.

Compare your health insurance now on CassaOK.ch.